The first exclusive Credit Card for cricket enthusiasts – ICICI CSK Credit Card Review

  • authorArvind B
  • 04-04-2022


  • Joining fees & Annual fees - Rs 500 + Goods and Services Tax (GST)
  • Spend ₹1,50,000 or more in a year to get your renewal fee waived off
  • Joining gift & renewal gift - 2,000 ICICI Bank Reward Points after paying the joining fees and spending Rs 5000 in the first 45 days.

Rewards & Redemption:

  • #WHISTLEPODU Experience:
    • “Meet and Greet” session with selected CSK players along with the opportunity to attend a close practice session with the team.
    • Get complimentary tickets to CSK home matches.
    • Monthly top spenders will receive an autographed souvenir from a marquee player and other CSK rewards.

These offerings are exclusive to this card.

  • Movies - Avail 25% discount, up to Rs 100, on BookMyShow and Inox twice a month.
  • Dining - Exclusive dining offers, through ICICI Bank Culinary Treats Programme.
  • Domestic Airport Lounge Access – 1 complimentary airport lounge access per quarter.
  • Fuel – Waiver of 1% on fuel surcharge.

Is the ICICI Rewards Program really rewarding?

By the end of the last financial year, ICICI has revamped its reward structure from Payback points to Reward points. The return rate of the Reward Points is yet to be revealed by the bank and it is speculated to be disclosed by the end of July 2022. However, card geeks are guessing a reward point value similar to the Payback points value.

Earn reward points for the corresponding transactions listed below for every Rs 100 spent:

This card doesn’t have multiple merchant collaborations like the other co-branded credit cards. The reward points are higher only on the CSK match days which means only on 15 days a year do the users earn 5X rewards points when compared to the other days. One cannot ascertain if this provides any value to the user because the CSK fans may be focused on redeeming the points for CSK branded merchandise.

(Reward points earned can be redeemed for exclusive Chennai Super Kings branded merchandise which will be available on the ICICI rewards portal soon.)

What makes this card different from others?

This card will appeal to CSK fans for the perks and benefits they receive. But an average credit card user who is not predisposed to the IPL franchise or the team may find this card futile. A person who is emotionally connected to the sports team would love to meet the top players in person, watch them practice in the nets, get free signed merchandise from the team along with complimentary tickets to CSK matches.

Card design:

The design of the card reflects the ferocious and combating nature of the CSK players. The team is famous for fighting back till the last ball, giving its best to win the match at any cost. The CSK fans who hold this card may carry this spirit even in their daily life. For users who are away from Chennai, holding this card can make them feel connected to their homes.


Though the return rate for this card is less for a conventional card user, CSK fans may cherish and celebrate this card for its offerings. ICICI offers another credit card in this category for Manchester United fans. There is no other card issuer in India other than ICICI that offers a co-branded credit card with a sports team.